Is It Too Late to Report? A Short Guide on Personal Injuries

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Is It Too Late to Report? A Short Guide on Personal Injuries
(Photo : Photo by Tingey Injury Law Firm on Unsplash)

When you suffer a personal injury, it is important to understand the legal options available to you. You may be surprised to learn that there are time limits for reporting personal injuries. There are also time limits for making a claim.

It is important to know your rights and deadlines so you can determine which option would be best for your situation. Read on to learn how to report personal injuries and understand your legal rights now.

Understanding the time limits for personal injuries

A number of U.S. states place a time limit on filing claims for personal injuries - known as the statute of limitations. The exact time frame you have depends on the state - for some it might be 1 year, for others it could be up to 6 years.

If you wait too long, your insurance company could also decide to drop your case. Ultimately the statute of limitations under your state's law will be the overriding factor, but the insurance company could still make a fuss.

But if you act fast, many states have a "case" law that place a toll on the insurance company's statute of limitations - meaning that the insurance company's statute of limitations will be put "on hold" while your claim is being adjusted, effectively stopping the deadline clock.

If you need a professional lawyer to help you navigate through these waters, you can get a consultation from Upstate Personal Injury Lawyers, and an experienced attorney will guide you through all the complicated legal concepts involved.

The importance of talking to a lawyer.

In your search for a lawyer, it is important to remember that you need one who specializes in personal injury. Unlike other types of legal cases, personal injury cases can have extremely serious implications for you and your family.

For example, if your personal injury is severe enough that you end up needing ongoing medical care, you need a personal injury lawyer to handle your case in a matter that best suits your specific needs.

Having an experienced attorney on your side can be the difference between winning and losing your case. An experienced attorney will also aim for a larger settlement on your behalf, as typically they'll negotiate a fixed percentage with you as their compensation, so it's in their best interest to settle your case quickly, but carefully and methodically to get the best results.

What happens if I don't report within the time limit?

If your injury case exceeds your state's statute of limitations, you will lose the right to sue for any compensation for your existing injuries, as well as compensation for any on-going medical care you'll need. This means that you could also lose any right to compensation for future injuries you might suffer.

Additionally, your insurance company will not be bound by any claims deadlines. Your insurance company could refuse to pay any compensation they are required to pay for your injuries after the statute of limitations has expired, and you'll have pretty much no recourse of action.

Steps You Can Take Now to Protect Your Rights

The first thing you should do if you have suffered a personal injury is contact a personal injury lawyer, and begin the claims procession with your insurance company. You have to immediately be proactive, and ask your insurance company to submit any documents they are required to submit.

Next, you should have a face-to-face meeting with your lawyer. This meeting can help you better understand the claims process, and will ensure that you both understand each other's interests and positions, and your respective positions on your situation. This will enable you to find the best strategy to defend your claims, and better protect you and your family from future financial hardships.

Finally, your lawyer will be able to give you legal advice on any possible legal challenges or procedures you need to make if you decide to pursue further claims. The key is to be proactive. This means making contact with your lawyer as soon as possible, and learning how to best protect your rights. Don't put it off, as your choices are limited in the event you wait too long to begin your claims process.

Conclusion

If you have been injured in a car accident, be sure to seek legal advice early on. Once you have found a good personal injury lawyer, be sure to document every moment of your injury, so that your case is well-documented and can be defended by your lawyer.

You may have a slam-dunk case that goes immediately to settlement, or it might be an arduous journey that requires court appearances - but either way, being prepared early on with good legal advice and evidence is going to give you the best shot possible.

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