Can I Receive A Pre-Settlement Loan From An Uber Accident?

Uber is a San Francisco-based technology company and is arguably the most popular ridesharing service available on the market, offering transportation services worldwide. With approximately 3.9 million drivers, 10 billion global trips made, and 14 million trips completed each day, vehicle accidents are virtually inevitable. According to the report released by Uber, between the years 2017 and 2018, there were 97 fatal crashes. Of those crashes, there were a total of 107 deaths, with approximately 1,100 accidents per month. Victims who sustain severe injuries, as a result of these accidents, may be left struggling, unable to work and pay off the mountains of medical bills. Those who are left in this position may receive a pre-settlement loan that will help them get back on track until they receive the compensation they are entitled to. 

What Should I Do At The Scene Of The Uber Accident?

You might be left in a state of shock or anxiety directly following the accident. However, it is crucial for you to immediately notify Uber that you have been involved in an accident; you can do this through the Uber application. If you or any of the other parties have sustained serious injuries, contact emergency services and call 911. Otherwise, remain at the scene of the accident until a police officer arrives. Before leaving the accident, be sure to collect information from the: 

• Uber driver. Take a picture of their driver's license, insurance card, and license plate. Also, get a copy of their phone number and/or email.

• Other driver. Collect information on the driver that either collided with your Uber driver or your Uber driver hit. Be sure to have a photograph of their driver's license, insurance card, and license plate. 

• Police officer. If an officer is present at the scene of the accident and creates a police report, request a copy of the report. The report can be used to help support any future claims you choose to make. 

What Is The Difference Between An Uber Accident And A Typical Car Accident?

The severity of damage sustained and the likelihood of an accident occurring are generally the same. However, victims of Uber accidents are more likely to have their injuries covered than in a typical car accident. The reason why? Uber has an incredibly large insurance policy. 

In the event that the opposing driver, not the Uber driver, is at fault in the accident, their insurance will likely cover damages and offer you compensation. However, if the other driver is uninsured or underinsured, victims of accidents can still find recourse. The three main avenues a victim could potentially seek aid through are:

1. Uber driver. The Uber driver's personal car insurance will usually cover a portion, if not all of the damages. 

2. Other driver. The opposing driver should also have car insurance that can provide you with compensation. 

3. Uber. As previously mentioned, Uber has an extensive insurance policy that you may be able to dip into. 

Essentially, the most notable difference between Uber accidents and typical car accidents is Uber's sizable insurance policy. 

While Uber's large insurance policy leaves for the possibility of adequate compensation, the legal process can oftentimes be lengthy and complicated. Pinnacle Legal Funding offers a risk-free cash advance that can be used to cover anything from medical expenses and monthly rent payments to attorney legal fees. Suffering through a car accident is difficult enough, start your journey towards healing today. 

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